Do you feel you know enough about DHMO plans?

Test your knowledge so far with this quick-to-complete quiz.

Q1) If you see an out-of-network dentist, you get a discount on fees in a DHMO plan.

    TRUE      FALSE 

That’s false. With a DHMO plan you can only visit your assigned primary care dentist, unless given a referral by your primary care dentist.

That’s true.

Q2) In the event of dental emergency, the first thing your DHMO dental plan would require you to do is:

Go to the emergency room      Call your DHMO primary care dentist      Call the nearest dentist       Call a specialist 

Not quite. According the rules of DHMO dental plans, you must first call your DHMO primary care dentist in the event of dental emergency. If they’re not available, we recommend you seek emergency care for immediate pain relief only, until you can return to your primary care dentist.

You’re right!

Q3) In a DHMO plan your primary care dentist will give you a direct referral if you need to see a specialist.


That’s true. Your primary care dentist will need to provide you with a referral to see a specialist. You cannot usually see any dentist you like but can work with your primary care dentist to find the specialist that fits your needs best.

That’s false.

Q4) You can purchase a DHMO dental plan in any state.


That’s false. MetLife currently only offers DHMO dental plans in California, Texas, Florida, New Jersey and New York.

That’s true.

Q5) When signing up for a DHMO, how many participating dentists should you select as your primary care dentist.

    2      1      8 

Not quite. You must select two offices. This ensures you’re able to receive care somewhere as soon as your benefits are active.

You’re right!