The ‘coordination of benefits’ in dental benefits plans are a set of rules that are followed when someone is covered by more than one dental benefits plan. These rules determine the order in which the plans will pay benefits.
If the MetLife dental benefit plan is primary, MetLife will pay the full amount of benefits that would normally be available under the plan.
If the MetLife dental benefit plan is secondary, most coordination of benefits rules require MetLife to determine the amount they will pay after the other company has paid first.
The amount of benefits paid by MetLife may be reduced due to the amount of benefits paid under the primary plan.
To determine which of your dental benefits plans is considered primary, refer to your dental plan summary.