Oral and Overall Health
Co-insurance payments: a typical breakdown for PPO plans.
Co-insurance is applied differently to Preferred Provider Organization (PPO) and non-PPO claims.
Visiting a PPO dentist will typically result in lower out-of-pocket expenses because the dentist has agreed to lower negotiated fees.
In PPO plans, co-insurance refers to the percentage the insurance company and the patient are responsible for. It is the math behind how the insurance plan pays your benefits.
Co-insurance is generally applied after the deductible has been met and only applies to covered expenses.
Example of how co-inurance works
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